Articles – IVA Information Expert Help and Support

Is your car finance affected if you start an IVA? What if it ends during the Arrangement? Can you get car finance during an IVA?

Options if you can’t pay your IVA due to the Coronavirus. Ask for a payment break. Reduce your payments. Could you stop your IVA and go bankrupt?

Who will find out about your IVA? Will friends and family be told? Are your bank or employer informed? What is the Insolvency Register?

Does an IVA stop a bailiff? How quickly can an IVA give protection from bailiffs? Is an IVA the best solution to deal with a bailiff?

IVA or Debt Management – Which solution offers the greatest protection? Which lasts longer? Do both solutions write off your debt?

Can you run a sole trader business if you have an IVA? Can you include your business debts? Will you still be able to use credit?

Can you pay an IVA early? Could you settle your IVA if you get a windfall? Using home equity or your pension to pay off your IVA

Can your current rent arrears be included in an IVA? Arrears from a previous property? How can an IVA help you pay your rent in the future?

Is your pension fund / pot at risk? Can i be forced to release funds? What if you start taking your pension? Can you maintain pension contributions?

What are the effects of an IVA – how will your life change day to day? Are family and friends effected? What are the short term versus long term effects?