Articles – IVA Information Expert Help and Support

How does a debt management plan work? When should you do a DMP? What are the disadvantages compared to an IVA?

Can your creditors demand a six year IVA? Will the agreement last longer after a payment break? What if you reduce your IVA payments.

You will not pay your IVA any faster by simply increasing your payments. Your creditors simply get back more of the debt they were originally owed. Included in this article: Will you pay your IVA faster if you increase the payments? Can you use a bonus or overtime to pay your IVA faster? What happens […]

Is it possible to extend your IVA payment break? Could you reduce the payment amount? Can you stop your IVA and use a different solution?

Why has your IVA payment gone up? Options if you can’t afford the new payment. Can you stop your IVA and do something else?

Coronavirus overtime rules if you have a Protocol IVA. The rules if your IVA is not based on the Protocol. What if you can’t pay your IVA?

What should you do if your IVA has moved from Aperture? What if you are unhappy with the change? Can you cancel your IVA and go bankrupt?

What to do if you have lost your job during an IVA. Take a payment break. Can you pay your IVA early? Stop and use a different solution.

What happens if you get an inheritance during an IVA? Will your IVA be paid early? Debt options if you are likely to get inheritance in the near future.

When can tax debt be included in an IVA? What if you have equity in your property? Is it better to deal with debt owed to HMRC by going bankrupt?