Articles – IVA Information Expert Help and Support

What is the normal IVA payment? How much of your debt will you repay? Will you ever have to pay more than the total amount you owe?

Is an IVA better than a debt management plan? Are there disadvantages of starting an IVA? How can you stop your debt management plan?

The amount of pet expenses allowed in an IVA. What level of expenditure is too high? Options if you need to spend more on your pets.

Are you allowed to include a bounce back loan in an IVA? Can you still run your business? Will including the loan be treated as fraud?

Is an IVA possible if you are self employed? Do you include your business debt? Can you keep using credit? Will your customers find out?

How will increasing living expenses affect your IVA? Is a payment break the answer? Can you reduce your payments? What if you can’t pay?

Why are more people using an IVA? Are IVAs being mis sold? Is the number of people with debt problems increasing?

Can you take a pension lump sum after an IVA? What happens to cash lump sum from a property sale? What about redundancy and inheritance payments.

What happens to your equity if you sell a house or flat in an IVA? Can you protect the equity released? Should you wait until after your IVA?

Should you get a new bank account if you start an IVA? Which is the best bank to use? Can you have a joint account?