Articles – IVA Information Expert Help and Support

Do you have to tell your IVA company about a cost of living pay rise? Will your payments go up? Does your IVA get paid off quicker?

Which benefits overpayments can be added to an IVA? Will you still get your ongoing benefits? What happens to joint benefits overpayments?

Can an IVA be extended from 5 to 6 years? Will it be extended if you are a home owner? What if you miss payments or reduce your payments?

Can you leave out any debt if you start an IVA? What about a guarantor loan or joint debt? Is it possible to leave out family debt?

If you hide money will your IVA company find out? Can you hide a pay increase or windfall? Will your IVA fail and could you be made bankrupt?

How do you change to a different solution during your IVA? Is a debt management plan better for you? Should you go bankrupt?

Are you allowed to put HMRC debt in an IVA? How can you find out what tax you owe? What if you get a new tax bill during your IVA?

Is an IVA or Bankruptcy better if you are a home owner? Which lasts longer and which means you will pay more? Which is better for your car?

The IVA spending restrictions for 2023. How to manage your agreed budget. What if you have a financial emergency or your expenses change?

Is a student allowed to start an IVA? Can you get a student loan during an IVA? Can you start studying if you already have an IVA?