Articles – IVA Information Expert Help and Support

Will an IVA stop creditors taking legal action against you? Is your home protected? What if a CCJ or Wage Attachment is already in place against you?

Can you start an IVA with only one debt? Consolidating before an IVA. Does including friends and family help? What if your IVA is rejected?

What is a Full and Final Settlement IVA? How much do you have to pay? Who can pay the required cash? When does it have to be paid?

What happens to your pension in an IVA? Can you continue paying into the scheme? What if you already receive payments? Can you withdraw a lump sum?

The truth behind the main IVA Myths. The effect on your Property. Will all your wages be taken? The amount of debt written off. Mortgage after IVA.

What are joint debts? Are they included in an IVA? Is it possible to leave them out? Options if the other account holder is unable to pay.

Are IVA payments fixed during the Arrangement? Could the payments go up? How much would the increase be? Could your payments ever go down?

Do you have to claim for PPI Compensation during your IVA? What happens to any money paid? Claiming against debts not included. Making claims after an IVA.

Could your IVA be rejected? What are the implications if this happens? Can you apply for another IVA? What are your other options?

Is your Partner’s income included in your IVA? What happens to their debts? What if you have joint debts? How is jointly owned property affected?