Articles – IVA Information Expert Help and Support

Can utility bill arrears be included in an IVA? What about arrears from previous properties? Will an IVA prevent future arrears? Is an IVA the best option?

Is your home blacklisted by an IVA? Will your Partner be blacklisted? How long is your credit affected? Are other solutions better for your Credit Rating?

What is the IVA equity release clause? Will you have to release equity after a house price increase during an IVA? Can you keep any of it for yourself?

How can an IVA help if you have mortgage arrears? Is your home at risk if you start an IVA? What if you cannot afford to pay your mortgage?

What is a Lump Sum IVA? What if you get an increase in income after it is completed? Can you use this solution before your income rises?

What is a Mortgage Shortfall. Can this debt be added to an existing IVA? Is it better to let your IVA fail and go Bankrupt? How to avoid repossession.

How can an IVA resolve family debt problems? Can it protect your family home? Will it protect your family from debt collectors? The cost to start.

Can you add new debt to an existing IVA? Paying new debt using a payment holiday. Alternative options if the new debt cannot be added.

What happens to redundancy money if you are in an IVA? What if you get no redundancy payment? Can your IVA be settled early?

Can you start an IVA if you are on benefits? What if you get wages and benefits? The implications if your benefits change? What if you cannot pay monthly?