Articles – IVA Information Expert Help and Support

Can you leave out any debt if you start an IVA? What about a guarantor loan or joint debt? Is it possible to leave out family debt?

If you hide money will your IVA company find out? Can you hide a pay increase or windfall? Will your IVA fail and could you be made bankrupt?

How do you change to a different solution during your IVA? Is a debt management plan better for you? Should you go bankrupt?

Are you allowed to put HMRC debt in an IVA? How can you find out what tax you owe? What if you get a new tax bill during your IVA?

Is an IVA or Bankruptcy better if you are a home owner? Which lasts longer and which means you will pay more? Which is better for your car?

The IVA spending restrictions for 2022. How to manage your agreed budget. What if you have a financial emergency or your expenses change?

Is a student allowed to start an IVA? Can you get a student loan during an IVA? Can you start studying if you already have an IVA?

Can you reduce your IVA payments? What are the implications? Should you take a payment break instead? Can you cancel your IVA?

What is the new IVA payment reduction guidance? Should you ask for a payment break? Can your IVA be settled early? Options if your IVA fails.

Is your council house affected by an IVA? Are rent arrears included? Can you move during the IVA? Can you buy your council house after an IVA?