Articles – IVA Information Expert Help and Support

Can you apply for a student loan during an IVA? Is it possible to start studying during an IVA? Can you get IVA if you are a student?

What happens if your IVA company has closed? Can you choose where your IVA is moved to? Options if you are unhappy with your new IVA company

Do you have to use your disability benefits to pay your IVA? Are your ongoing benefits affected? Is an IVA the best solution if on benefits?

Can you start an IVA if you have a joint mortgage? Will you have to release equity? Can the other owner be forced to sell or remortgage?

Can personal guarantee debts be included in an IVA? How much will your IVA payments be? Can you do an IVA without monthly payments?

Do you have to tell your IVA company about a cost of living pay rise? Will your payments go up? Does your IVA get paid off quicker?

Which benefits overpayments can be added to an IVA? Will you still get your ongoing benefits? What happens to joint benefits overpayments?

Can an IVA be extended from 5 to 6 years? Will it be extended if you are a home owner? What if you miss payments or reduce your payments?

Can you leave out any debt if you start an IVA? What about a guarantor loan or joint debt? Is it possible to leave out family debt?

If you hide money will your IVA company find out? Can you hide a pay increase or windfall? Will your IVA fail and could you be made bankrupt?