Articles – IVA Information Expert Help and Support

What rent arrears can be included in an IVA? Arrears from a previous property? How can an IVA help you pay your rent in the future?

Is your pension fund / pot at risk? Can i be forced to release funds? What if you start taking your pension? Can you maintain pension contributions?

What are the effects of an IVA – how will your life change day to day? Are family and friends effected? What are the short term versus long term effects?

Can you remortgage during an IVA to release equity? Is it possible to keep any of the money? Do you have to remortgage as part of the Arrangement?

The things to consider if you can’t pay your IVA. Can you reduce your payments? Could you settle the Arrangement early? Should you let it fail?

Will you have to release home equity if you do an IVA. How much do you have to release? What if you are unable to remortgage or get a loan?

Why do you need an Annual Review. What do you have to do when it happens? What if your living expenses have changed. Options if your IVA is unaffordable.

What happens if you earn occasional overtime in an IVA. What about regular overtime? Can you keep an annual bonus. Will the arrangement end quicker?

The main reasons why an IVA could fail. What happens to money already paid in? Options after your IVA has failed. Should you use a DMP or to bankrupt?

Can you do an IVA if living with parents? What rent can you include in your living expenses? Will they have to pay your debt? What if you move out?