Articles – IVA Information Expert Help and Support

Why do I need an Annual Review. What do I have to do. What if my budget has changed and the IVA is unaffordable.

What happens if you get overtime in an IVA. Can you keep an annual bonus. Will the arrangement end quicker?

What can you include in your budget? Will parents have to pay your debt? Can you move out during your IVA? Is your parents credit rating or home?

How much will your monthly IVA payments be? What is the Minimum payment for an IVA? Could the amount you pay change during the IVA?

Can you settle an IVA early by remortgaging? What amount do you need to raise? How much equity could you release? Will your mortgage payment change?

Does debt owed to family or friends have to be included in an IVA? Can you keep paying this debt? Is there any advantage in including it? Can you pay family after completing an IVA?

Can you change your IVA company? How to complain if you are not happy. How to cancel your Arrangement and start a new IVA or use a different solution.

How much debt is written off in an IVA. Calculate the amount you could write off. Can the amount change? Will you ever have to repay all your debt?

How does an IVA Payment Break work? When is a break allowed? How long can it last? What happens to the payments you miss?

Why would you cancel your IVA? How to cancel an IVA. What happens to any money already paid in? Do you have to go Bankrupt after you cancel an IVA?