Articles – IVA Information Expert Help and Support

The things to consider if you can’t pay your IVA. Can you reduce your payments? Could you settle the Arrangement early? Should you let it fail?

Will you have to release home equity if you do an IVA. How much do you have to release? What if you are unable to remortgage or get a loan?

Why do you need an Annual Review. What do you have to do when it happens? What if your living expenses have changed. Options if your IVA is unaffordable.

What happens if you earn occasional overtime in an IVA. What about regular overtime? Can you keep an annual bonus. Will the arrangement end quicker?

The main reasons why an IVA could fail. What happens to money already paid in? Options after your IVA has failed. Should you use a DMP or to bankrupt?

Can you do an IVA if living with parents? What rent can you include in your living expenses? Will they have to pay your debt? What if you move out?

How much will your monthly IVA payments be? What is the Minimum payment for an IVA? Could the amount you pay change during the IVA?

Can you settle an IVA early by remortgaging? What amount do you need to raise? How much equity could you release? Will your mortgage payment change?

Does debt owed to family or friends have to be included in an IVA? Can you keep paying this debt? Is there any advantage in including it? Can you pay family after completing an IVA?

Can you change your IVA company? How to complain if you are not happy. How to cancel your Arrangement and start a new IVA or use a different solution.